PRIVACY POLICY

Last updated: September 23, 2021

Fintecka (“Site” “we” “us” or “our”) is committed to advising you of the right to your privacy and strives to provide a safe and secure user experience. This Privacy Policy applies to all information collected by us via any method or platform. This Privacy Policy also applies to all information collected by us and by third-parties and applications you interact with on the Site, and includes collection of information on, by or through all other services we provide, and all of the associated content, functionalities and advertising, on all platforms, whether via computer, mobile, e-reader, tablet or other device used to access the Site or to participate in any other program, campaign, or service hosted by us (“Campaign”) (collectively, all of the foregoing, including the Site, are the “Services”). By accessing and using our Site, you explicitly accept, without limitation or qualification, the collection, use, and transfer of information in the manner described in this Privacy Policy. Read this Policy carefully, as it affects your rights and our liabilities under the law. Please do not use our Site if you disagree with the way we collect and process information.

INFORMATION WE COLLECT

We collect general non-identifiable information about you when you use the Services. Our services are undertaken in the United States predominantly for US residents. We do not collect any information governed by the GDPR or CASL. The information we collect from you includes: (1) behavioral information which is automatically collected when you use our Site; (2) cookie information which is also automatically collected when you use our Site; and (3) other non-identifiable information, such as information about your device, location information, and information from social networking services. No information we collect will allow us or any party to identify you as an individual (“personal information”). Examples of personal information include (which this we do not collect) your name, your physical or email address, and your date of birth.

Children Under the Age of 18. The Services are not intended for children under 18 years of age and we do not knowingly market to or collect any information from children under 18. If we learn we have collected or received any information from a child under 18 without verification of parental consent, we will delete that information.

Information Collected Through Automatic Data Collection Technologies

As you navigate through and interact with our Services, we, and our third-party service providers, vendors, and advertisers may use automatic data collection technologies to collect:

- Details of your visits to our Site, including traffic pattern data, location data, logs, and other resources that you access and use with our Services.
- Information about your computer and internet connection, including your Internet Protocol (IP) address, operating system, and browser type.
- Geolocation information.
- Information about your interactions with our Services, such as the links clicked on.

We also may use these technologies to collect information about your online activities over time and across third-party websites or other online services (behavioral tracking). For more information on how you can opt out of behavioral tracking, please see Choices About Your Information below.

The technologies we use for this automatic data collection may include, but are not limited to:

Cookies (or browser cookies).
A cookie is a small file placed on the hard drive of your computer. If enabled, cookies store small amounts of data on your computer about actions you take on the pages of our Site. Cookies assist us in tracking which of our features you visit most often, and what content you viewed on past visits. When you visit this Site again. We may use cookies to keep track of the number of return visits, accumulate and aggregate statistical information generally pertaining to our Site, and deliver specific content to you based on your past viewing history. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you may be unable to access certain parts of our Services. Unless you have adjusted your browser setting so that it will refuse cookies, our system may issue cookies when you direct your browser to our Site and to certain other platforms for our Services. You may read more about cookies at http://cookiecentral.com/faq/

Flash Cookies.
Certain features of our Services may use local stored objects (or Flash cookies) to collect and store information about your preferences and navigation to, from, and on our Site and to certain other platforms for our Services. Flash cookies are not managed by the same browser settings as are used for browser cookies.

Third-Party Cookies.
We allow third-party vendors and advertisers to set their own cookies on and through our Site. We have no control over the practices of those third-parties and are not responsible for their technology or tracking. We encourage you to review the policies of such persons or entities on their websites. We use various ad services provided by Google that connects the activity on our Site with their advertising network and they may use cookies that collects information regarding certain patterns in your browsing history. To opt-out of this tracking, please see https://support.google.com/ads/answer/2662922?hl=en. We also participate in all of Google’s Analytics Advertising. This includes: (i) Re-marketing with Google Analytics; (ii) Google Display Network Impression Reporting; (iii) Google controlled Campaign Manager integration; and (iv) Google Analytics Demographics and Interest Reporting. Google uses cookies to track activity performed by Google Analytics and its AdWords or DoubleClick cookie. To opt-out please seehttps://tools.google.com/dlpage/gaoptout/. We also use Google Analytics which is an analysis service. Google utilizes the data collected through its cookies to track and examine the use of this site, to prepare reports on its activities, and to share them with other Google services. You may opt-out of the Google Analytics service using Google’s Browser Add-on here https://tools.google.com/dlpage/gaoptout/

Web Beacons.
The Services, pages of our Site may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit us, for example, to count users who have visited those pages for other related Services statistics(for example, recording the popularity of certain content and verifying system and server integrity). Because Web beacons are the same as any other content request, you cannot opt-out or refuse them. However, they can be rendered ineffective by either opting-out of cookies or changing the cookie setup in your browser.

JavaScript.
We may also use JavaScript. JavaScript is a computer language that enhances the functionality of websites, particularly with respect to pictures. We use it to analyze and improve our Site’s functions. You may deactivate JavaScript through your browser settings or activate it the same way. If you disable JavaScript, you will not be able to use some of the functions of our Site.

Location–identifying Technologies.
We use GPS (global positioning systems) software, geo-filtering, and other location-aware technologies for purposes such as verifying your location and delivering or restricting relevant content based on your location.

Device Fingerprinting.
Device fingerprinting is the process of analyzing and combining sets of information elements from your device’s browser, such as JavaScript objects and installed fonts, in order to create a “fingerprint” of your device and uniquely identify your device and applications.

HOW WE SECURE YOUR INFORMATION

We have implemented measures designed to secure non-identifiable information collected on you from accidental loss and from unauthorized access, use, alteration, and disclosure. All information is stored on secure servers behind firewalls and encrypted at-rest, as well as encrypted in transit via SSL. However, the transmission of information via the internet is not completely secure. Although we do our best to protect your non-identifiable information, we cannot guarantee the security of information as part of our Campaigns. We are not responsible for circumvention of any privacy settings or security measures contained on the Site or within the Services.

Third-Party Use of Cookies and Other Tracking Technologies

Some Services, including advertisements, and some Campaigns, are served by third parties, including advertisers, ad networks and servers, content providers, and application providers. Please be aware that we are not responsible for the privacy practices of other websites or third parties, and we do not control these third parties’ tracking technologies or how they may be used. By linking to such websites or using such third parties’ services, we are not endorsing their content or practices. We encourage you to be aware when you access any such third-party links and to read the privacy policies of each website you access. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.

HOW WE USE YOUR NON-IDENTIFIABLE INFORMATION

We use non-identifiable information that we collect about you:

- To present our Services and to otherwise carry out, evaluate, market, analyze, personalize and improve our Services, which may include storing your non-identifiable information and providing access and sharing of your non-identifiable information with our agents, vendors, suppliers, affiliates, third-party service providers, advertisers and other third parties.

- For any other purpose stated in this Privacy Policy.

We may disclose non-identifiable information about your use of the Services, and information that does not identify any individual, without restriction. Such information may include aggregate or anonymized website usage data or demographic reports.

Changes to this Privacy Policy

We reserve the right to make material changes to the substance of this Privacy Policy at any time in our discretion. Changes will be effective upon posting, so that you will always know what information we gather, how we might use that information, and to whom we will disclose it. Please check here each time you review our website for any changes.

Contact Information

To ask questions or comment about this privacy policy and our privacy practices, contact us at info@krediit.co